I'm not a "blamer" as I take equal responsibility, but I share any culpability with Tank Rae and LaDell LaRue as they never spent the time to explain the policy and limitations with me. Who would think that a water main break wouldn't be covered???
I had my new business insurance with Tank Rae for two years, ending this June ('17).
They sold me a policy with Lloyds London. For $2,500 per year, I felt pretty well protected. The policy was over 100 pages long and I didn't understand all of it, so I counted on LaDell LaRue to make the best choices for me.
I would never recommend them and caution every business insurance buyer to understand their policies before signing anything!
The result has cost me over $30,000, which has delayed my business opening by 2-3 years.
Unfortunately, I had a catastrophic water leak at my business (Aug '16) and Lloyd's refused to pay as it was an empty building and only covered sprinkler systems, not pipe leaks/breaks.
Tank Rea Insurance Agency is a US Insurance Agency based in Mountain Home, Arkansas. Tank Rea Insurance Agency is located at 326 E 9th St, Mountain Home, AR 72653, USA.
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